Did you know that if you care for an eligible dependent who is on TennCare/Medicaid in Tennessee that you may qualify for TennCare, too? Believe it or not people with no income or low income may NOT be eligible for Obamacare or TennCare/Medicaid. There is certain criteria that can make one eligible for TennCare and just having low or no income is not enough on its own.
You have to have some income (over 150% of the federal poverty level) as well as some kind of credit in order to get insurance from the marketplace. The marketplace (affectionately known as Obamacare) pulls your credit report to verify your identity. Why must you have an income? If you have no income or income lower than 150% of the poverty level, you will not be able to get approved for a federal subsidy which you can use to apply towards your health insurance premium if purchased on the marketplace.
If you are a caretaker for a child under 19 who is on TennCare, you may be eligible for TennCare as well. In order to be eligible, the child must live with you, be related to you and you must make day-to-day decisions for the child. Your family’s modified adjusted gross income has to be under a certain amount, that varies per family.
For more information on quirky TennCare categories, call us or post your TennCare questions below.