When choosing an insurance agent to work with regarding your Medicare options, it’s important to fully understand the roles and characteristics that come with your options. Beneficiaries have two common options: captive and independent agents. By definition… Captive: having no freedom to choose alternatives or to avoid something. (of a facility or service) controlled by, …
Five months ago I never imagined how much fun I’d have as a marketing intern for a Medicare Insurance agency. As a public relations major, I was eager to learn from a marketing aspect and to gain knowledge and experience I hadn’t received in the classroom, but I wasn’t totally sure what to expect. Looking …
If your parents or loved one(s) have reached senior years, you have likely worried about whether or not they are eating regularly, enough, or having nutritious meals. It is not uncommon for seniors to skip meals due to fatigue, reduced appetites, or difficulty cooking. Thankfully, there is an easy solution. Senior meal delivery services are …
Extra Help with Prescription Drug Plans What it is “Extra Help”? Extra Help, also known as Low-Income Subsidy (LIS), with Medicare prescription drug plan costs is often misunderstood by its potential beneficiaries. This program is funded by Social Security to help individuals with limited income and resources pay for their Medicare Part D (prescription drug …
As members of the baby boomer generation reach retirement, being tech-savvy during those senior years is only becoming increasingly important. Learning new technologies can seem like a daunting task at times, but the rewards will be worth the time and energy! Here are 3 reasons why all seniors can benefit from being tech-savvy: Stay Connected …
Medicare vs Medicaid The words “Medicare” and “Medicaid” are thrown around often, both in the news and in casual conversation. The confusion over the two terms may come from how similar the words are to one another. As much as they are talked about, it is not uncommon to hear them interchanged incorrectly or used …
1. Missing Your Sign-Up Period Medicare enrollment periods are unique to each individual, just as different Medicare plans and providers are different. Your initial enrollment period (IEP), AKA your first opportunity to enroll in Medicare, is your birth month and the 3 months before and after it. Many people will choose to wait to …
Your decision to purchase life insurance is one of the most important things you’ll do for your family legacy. We all know life doesn’t always go as planned. Preparing for the unexpected is critical to having peace of mind and living a full, happy life. Whether you’re still in college, married, retired, or at any …
East Tennessee is known for its mountains, beauty, and (mostly) amazing weather. The winters never get unbearably cold, and the summers are just hot enough. There are lakes and mountains, incredible restaurants all over, and best of all, the people are always warm and welcoming. If you’re looking to retire in East Tennessee, you’ve come …
In order to reduce the risks of identity theft, Medicare has begun mailing the new identification cards as of April. The new Medicare cards will continue to be sent out in phases and are expected to arrive between now and April of 2019. Whether or not you have already received yours, here are 4 important …