If you are receiving social security retirement benefits, you will automatically be enrolled in Medicare Parts A and B the same month that you turn 65 (or the previous month if your birthday is on the first day of the month). If you are disabled, you will receive coverage under Medicare Parts A and B starting 24 months after your disability benefits from Social Security begin. In either case, once you are automatically enrolled, you will receive your Medicare card in the mail.It’s important to decide whether Original Medicare is sufficient for your personal health care needs. To plan wisely, you must ask yourself questions such as:
- How affordable are my premiums, deductibles, and other costs?
- Which specific services do I expect to need and how well does this plan cover them?
- Will this coverage include the providers I expect to use?
- Do I need prescription drug coverage (Medicare Part D)?
Because you only retire once, you will also make these tough decisions only once, whereas our experienced advisors have helped thousands of seniors navigate the complexities of Medicare. It only makes good business sense to put our free expertise to work for you.
It’s our job to know everything about Medicare so that you don’t have to.