Choosing Prescription Drug coverage (Medicare Part D) is a critical piece of the Medicare puzzle. Most states have more than 30 Part D drug plans available. These plans vary in terms of monthly premiums, deductibles, and drugs covered. Additionally, some plans may cover medications at a lower cost within the Medicare Coverage Gap or “Donut Hole”.

Plans vary in quality ratings and in-network pharmacies. Furthermore, plans have specific “preferred pharmacies” that offer lower copays or lower cost mail-order pharmacy options.

Unfortunately, choosing the wrong Prescription Drug Plan for your medication needs can cost you hundreds or even thousands of dollars out-of-pocket throughout the year.

We assist our clients in identifying which drug plans will provide medications at the lowest overall annual cost based on your specific circumstances. Our expertise goes far beyond a simple Plan Finder search.

Additionally, our agents can help you see if you qualify for Medicare “Extra Help” with prescription drug plan costs. To learn more about Extra Help and how you can save, visit here.