Medicare coverage you need -
at a price you deserve.

Navigating Medicare can be challenging, and without proper guidance, seniors may end up with the wrong plan or paying more than necessary. We specialize in helping seniors choose the right plan for their needs – at a price that fits their lifestyle and budget.

  • Medicare Expertise: Our team of trusted advisors has the Medicare expertise to help educate you on your options and guide you in finding the best coverage for your unique needs.
  • Personalized Guidance: We take the time to understand your healthcare requirements, lifestyle, and budget, ensuring that you receive tailored recommendations and exceptional support throughout the process.
  • Unbiased Recommendations: As an independent brokerage, we are not beholden to any specific plan or company, allowing us to offer unbiased recommendations solely focused on your best interests.
  • Plan Comparison: We help you compare costs, understand changes to Medicare, and explore all available coverage options, so you can make informed decisions about your healthcare.
  • Dedicated Support: Our commitment to you doesn’t end with enrollment. We provide ongoing support and assistance, ensuring that your Medicare journey remains smooth and hassle-free.
  • Community Focused: Treating people like neighbors isn’t just a slogan; it’s our guiding principle. We genuinely care about our clients and strive to create a supportive community where seniors can thrive.

Coverage Types

Original Medicare

Medicare is a federally sponsored health insurance program for people aged 65 and older, as well as some younger individuals with certain disabilities or end-stage renal disease. Original Medicare includes Part A (hospital coverage) and Part B (medical coverage). It doesn't cover all healthcare costs, and many beneficiaries opt to enhance their coverage with additional plans like Medicare Advantage or Medicare Supplement (Medigap) plans.

Medicare Advantage

Medicare Advantage, also known as Medicare Part C, is an alternative to Original Medicare offered by private insurance companies approved by Medicare. It provides all the benefits of Part A and Part B and often includes additional coverage for prescription drugs, dental, vision, and hearing services. Medicare Advantage plans may have different costs and networks of healthcare providers, offering beneficiaries a more comprehensive and bundled approach to their healthcare needs.

Medicare Part D

Medicare Part D is a prescription drug coverage program offered by private insurance companies approved by Medicare. Part D plans can be added to Original Medicare (Parts A and B) or included in Medicare Advantage plans (Part C). These plans have a list of covered medications, known as a formulary, and beneficiaries typically pay a monthly premium and a share of the prescription drug costs through copayments or coinsurance.

Medicare Supplement

A Medicare Supplement, also known as Medigap, is private health insurance that helps cover some of the out-of-pocket costs not paid by Original Medicare (Parts A and B). It fills the "gaps" in coverage by covering expenses such as deductibles, coinsurance, and copayments. These plans work alongside Original Medicare, providing additional financial security and peace of mind for healthcare expenses.

Life Insurance

Life insurance is a contract between an individual and an insurance company, providing a financial payout to designated beneficiaries upon the insured person's death. It serves as a safety net for loved ones, offering financial protection and support after the policyholder's passing. Premiums are paid regularly to maintain the policy, and the coverage amount can be tailored to meet specific needs, ensuring that beneficiaries are financially secure during difficult times.

Individual Health Plans

Individual Health Plans are insurance coverage purchased apart from an outside entity such as an employer or health program. It offers essential medical benefits, such as financial protection for illness, injury or death. Individual health plans allow individuals to customize their coverage based on their specific healthcare needs and budget, providing them with financial protection against medical expenses.

Our Services


Our mission is to ensure seniors have the knowledge and confidence to make informed decisions about their healthcare, enabling them to embrace a brighter and more secure future. We believe in building strong, genuine relationships with our clients and treating them like neighbors. Best of all, our services are always provided at no cost, ensuring seniors can access the support and resources they need without any financial burden.

Medicare Insurance

Local benefit consultants available to help you find comprehensive coverage tailored to your needs.

Health & Life Benefit Plans

Our additional products complement your Medicare or individual health insurance plan to fill any gaps in coverage.

Financial Assistance

We can help you apply for Medicare "Extra Help", Medicare Savings Program Assistance, and prescription drug costs savings.

Community & Business Partners

We want to empower your clients to be well-informed when it comes to their Medicare planning.

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Medicare 101 Guide

Download our exclusive 20-page guide that covers Medicare from all angles, from coverage types to financing options & more!

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New to Medicare or need a quick refresh? Download our free 2024 Medicare guide to get everything you need to know.