Original Medicare, also known as Traditional Medicare, is the foundational health insurance program provided by the federal government. It was established in 1965 to ensure that older adults and certain individuals with disabilities have access to essential healthcare services. Original Medicare is divided into two parts: Part A and Part B, each offering specific types of coverage to help meet your healthcare needs.
Medicare Part A covers inpatient hospital care and is often referred to as “Hospital Insurance.” It helps pay for:
Most people qualify for premium-free Part A if they or their spouse have paid Medicare taxes while working. If you are not eligible for premium-free Part A, you may still enroll, but you may need to pay a monthly premium.
Medicare Part B covers outpatient care and is commonly referred to as “Medical Insurance.” It helps pay for:
Unlike Part A, Medicare Part B requires a monthly premium, which is typically deducted from your Social Security benefits. The amount you pay may be higher depending on your income.
Original Medicare Parts A and B work together to provide comprehensive coverage for a wide range of healthcare services. While Part A covers inpatient services, Part B focuses on outpatient care. However, Original Medicare does not cover all healthcare costs. For example, it does not typically include coverage for prescription drugs, dental, vision, or hearing services. Many beneficiaries choose to supplement their Original Medicare coverage with additional plans, such as Medicare Supplement Insurance (Medigap) or Medicare Advantage (Part C) plans.
At Senior Financial Group, we understand that navigating Medicare can be complex and overwhelming. Our team of experienced advisors is here to help you understand your options and make informed decisions about your healthcare coverage. We provide personalized assistance to ensure that you select the best coverage to meet your individual needs. Whether you’re new to Medicare or reviewing your existing coverage, we’re here to guide you every step of the way.
If you have questions about Original Medicare or need help enrolling in Part A or Part B, contact Senior Financial Group today. Our knowledgeable team is ready to assist you in understanding your Medicare options and finding the right coverage for your healthcare needs.
Schedule your free, personalized plan comparison with a trusted local expert. We will review all health coverage options available to you, and help you determine which Medicare Insurance Plan provides the right amount of coverage, at the right price. Your information will be provided to a licensed agent for future contact.
Whether you enroll in plan coverage on your own, or with our assistance, plan pricing is the same. Call Today!
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Medicare has neither reviewed nor endorsed this information.
Not connected with or endorsed by the United States government or the federal Medicare program
