Medicare Part A, also known as Hospital Insurance, is a fundamental component of your Medicare coverage. Understanding the scope of Part A coverage and its associated expenses is essential for making informed healthcare decisions as you navigate your Medicare journey.
$0 for most Medicare beneficiaries. If you or your spouse have paid Medicare taxes for at least 10 years (40 quarters) in your life, you do not pay a monthly premium for Part A (sometimes called “premium-free Part A”). If you or your spouse did not pay Medicare taxes for at least 10 years, you will pay either $278 or $506 per month, depending on your situation.
Medicare Part B, often referred to as Medical Insurance, is a vital component of the Medicare program. It’s designed to cover a wide range of outpatient medical services and preventive care, ensuring that you have access to essential healthcare beyond hospital stays.
Original Medicare (Parts A & B) does not cover the following:
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