Medicare Advantage Enrollment Periods

When do I need to enroll in a Medicare Advantage Plan?

To enroll in a Medicare Advantage or PDP plan, you are required to have a valid election or enrollment period. These are separate and distinct from the Medigap open enrollment period. These election periods are outlined below.

Initial Enrollment Period (IEP)
General Enrollment Period (GEP)
Open Enrollment Period (OEP)

Special enrollment periods apply:

  • Still working when you turn 65 and are covered under a group plan.
  • When employment or coverage ends, an eight-month period that begins the month after the employment ends or the coverage ends, whichever happens first.
  • Volunteering in a foreign country.
  • If you have TRICARE (insurance for military members and their families) or qualify for Medicare because of disability, ESRD, or ALS.
  • If you were living overseas when you turned 65.

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