Hospital Indemnity Insurance

Hospitalization is one of the most expensive forms of healthcare. The cost of an average hospital stay for a senior is $12,000. Hospital indemnity insurance is a supplemental insurance plan (though not a Medicare Supplement) designed to pay for the costs of a hospital admission that may not be covered by Medicare Advantage or Medicare Supplement insurance plans.

By adding a Hospital Indemnity Plan, you can be covered for medical expenses related to hospitalization, skilled nursing rehabilitation, surgery, ambulance, and outpatient therapy services. And, in many cases, critical illness riders (i.e. cancer and heart attack/stroke) can be added as well.

Some Medicare plans have large hospitalization gaps while others have little to no gaps in coverage. An independent consultation and review will verify your risk level and coverage suitability. Contact us to learn more.