Captive Agents Vs. Independent Agents

Captive Agents Vs. Independent Agents

Are you confused about the difference between captive agents and independent agents? Unsure about which one is better to work with?

SFG is a group of independent health insurance agents. We represent 7 different Medicare Advantage plans and over 30+ Medicare Supplement plans, such as Cigna, Blue Cross Blue Shield, New Era, AARP, and many more. Our team of experienced insurance agents is AHIP (American Health Insurance Plans)-certified and has general SFG policy training, as well as additional training through the plans they represent.

We are master Medicare specialists, trained by the best and equipped with integrity to match. SFG holds our agents to the highest standard and expects nothing less than the best business practices.

If you work with a captive agent, they can only offer you a small selection of plans that they’re forced to sell if they want to get paid. Our independent team doesn’t work that way. Having a large portfolio of plans to offer makes it easy for our team to present you with the best options possible for your unique situation, which gives comfort to our clients that they are receiving the best. If we don’t think we have the best solution for you, we’ll tell you.

When it comes to your health, you deserve the best care and assistance available. SFG provides that year-round by continuously checking up on our clients even outside of Annual Enrollment Period. Your needs are our priority.

So when you decide whether to work with an independent insurance agency or captive agents, remember these reasons!


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