SFG Agent Spotlight: Introducing Adriana Paredes Adriana Paredes’s professional specialty is Medicare consulting and education. Her industry knowledge, welcoming demeanor, and personal attention to her clients have undoubtedly contributed to her success. She also has a great laugh! Adriana has been assisting beneficiaries with Medicare since 2014 and is currently licensed in 36 states. Her …
Medicare’s Annual Enrollment Period (AEP) is open starting October 15 ending December 7. This is your perfect opportunity to review your current coverage and make changes that will take effect on January 1. AEP happens every year because Medicare updates the limits on Parts A, B, and D—including the deductibles, copays, and coinsurance—and Medicare insurance …
Medicare can be a complicated process but understanding it doesn’t have to be. Whether you are turning 65 and still working or are 65+ and retiring soon, our Free Medicare Workshops will provide simple answers to complex questions. For the past seven years we have partnered with Summit Medical Group to offer these workshops and …
Whether you are a new enrollee or have been on Medicare for years, the Annual Enrollment Period (AEP) is a critical time to evaluate your coverage options. With several types of plans, supplements and degrees of coverage, deciding on the Medicare plan that is right for you can be overwhelming. First-time enrollees should not wait …
Choosing the right Medicare plan can be an overwhelming process. An experienced insurance agent can help but, there are two types of agents to choose from, captive or independent. To simplify the process, it is important to know the differences between the two to make sure you’re talking to the right person who can best …
While fall marks the beginning of football season and leaves changing, fall also marks an important change to Medicare. If your budget or health has changed, you find yourself paying too much for prescriptions, or your doctor is now out-of-network, it may be time to re-evaluate your current Medicare plan. Starting October 15, Medicare’s Annual …
Medicare fraud is on the rise and while many may feel immune to the risk of scams, each year, senior citizens lose around $37 billion to fraud, and a large portion of that comes from healthcare scams. Thankfully, there are ways to keep yourself safe in situations of Medicare fraud. It’s imperative for seniors and …
Contrary to what most people new to Medicare think, Original Medicare does not cover everything. Once you meet your Part A and Part B deductibles, Medicare covers 80% and you must pay out-of-pocket or get insurance to cover the remaining 20%. Medicare Supplement plans, also known as Medigap plans, and Medicare Advantage plans are two …
For people over 65, Medicare covers many hospital and medical expenses. However, Medicare Part A and Part B don’t cover everything, and sometimes, it’s not completely clear what is considered an out-of-pocket charge. Some of the most necessary health services for those over 65 aren’t covered with traditional Medicare, so it’s important to understand your …
By the summer of 2017, Dwayne Linger had reached a breaking point. Already on disability, Dwayne weighed 387 pounds and was confined to the parameters of his oxygen tank, unable to complete even the simplest task without tiring. Tired of missing out on the everyday spoils of life, Dwayne turned to his doctor to find …